Insurance Nightmare...

So the previous policy that I had in Georgia actually had maternity coverage.  I let that coverage lapse when I got a new policy in Florida that did not have maternity coverage...again, "I don't need no stinkin' maternity coverage".

Yesterday I tried to get reinstated with Aetna...its been too long since my policy lapsed in June, I confirmed with United Healthcare that, in fact, I do not have maternity coverage...and let's take a guess at what my ONLY option is at this point...yep, you guessed it...medicaid.

I had suspected as much last week and completed the requisite online applications and was told to call in for a phone interview this week.  After spending 45 minutes trying to get through without an "all lines busy" message I then spent 2 hours on hold to the shortest, most annoying song I have ever heard in my life.  During the first 20 minutes of being on hold this lovely fatigue set back in (and oh yes, I no longer miss Ambien) and I went to the bedroom to "rest my eyes".  After the first hour passed I found myself sparring with snoozing...but terribly afraid that I would finally get through to a person and be in this very odd dreamland I have found myself in lately. 

2 hours later, luckily I was able to hear the voice of the woman on the other end and, after a relatively painless telephone interview, I was given a list of additional documents needed.  My first step was to get "official documentation" of the pregnancy from a list of clinics.  Once again, I swallowed my pride (have a feeling I am going to be doing this a good bit in the weeks and months to come), and drove to a Catholic Charity Clinic that was on the list and right down the road...I walked out 30 minutes later with another positive pregnancy test, a plastic baby and lots of subtle pro-life brochures.  I guess they aren't as severe as they were when I was younger.  The woman was so excited to have a pregnant result (apparently it's the local pregnancy testing spot and they are getting a lot of negative ones), she signed me up for an ultrasound on Thursday.  All in all not a terrible experience, but I am a SNOB when it comes to my body and it pisses me off that a woman with health insurance has to resort to Medicaid.

Moving forward I decided to look up some of the doctors that had been recommended to me.  Guess what, none of them take Medicaid.  I thought I might have a gander at the allowables and reimbursement rates and NO WONDER nobody takes it.

So now...I have everything ready...to find a decent doctor in this town that will take Medicaid...UGH!