Well, figured out I can't be anywhere without blurting it out. The word is out.
After hours of frustration dealing with insurance companies I have come to the realization that there will be NO private insurance coverage for the alien lima bean. Having owned a medical supply company, I am very aware that Florida Medicaid is not stellar in their reimbursements. I was then self-charged with the task of locating a board-certified reputable doctor who takes the measly giblets the state hands out. I spent much of the day yesterday compiling a spreadsheet of doctors who were listed as accepting this pittance...as I called, my dismay worsened as it seems many of them now do NOT accept it any more.
FINALLY, I found a great practice, with a great reputation, with a nice office (yes, I am snobby about that too, I want the alien lima bean to feel special and if I am having to go to the doctor every month I want it to smell good in there).
Comprehensive OB/GYN of Boca and Boynton was amazing and helpful and very kind on the phone. They offer a free consultation visit which I will be doing on Monday. I am relieved and hopeful at this news.
On another note, my blurting has gotten the word out, and as everyone says that they don't recommend telling anyone until they are "out of the woods", I need my village whether I am in or out of those woods. If something goes wrong, I need my village...if something goes right, I need my village.
Showing posts with label "maternity coverage". Show all posts
Showing posts with label "maternity coverage". Show all posts
Friday, October 16, 2009
Wednesday, October 14, 2009
Ugh...more relationship propaganda
Watching "Knocked Up". Are there any movies about women who actually make it through this process without making it work with the alien's father???
Ugh.
I understand the innate human need to feel that we need to be coupled up in order to procreate; but that is NOT my situation and I do hope that my creative spark will come more often to help me inspire others in a similar situation.
On another note; I am going to be okay with this whole Medicaid thing...funny, but to me that holds more of a stigma than single motherhood. Is that crazy? Anyway, I pulled up the names of every doctor in Palm Beach County that takes Medicaid and from there I am developing a spread sheet with reviews, hospitals served, etc. and from there I will make my decision. Funny, in this flick she goes and has an exam at every doctor she's thinking about, is that realistic?
On yet another note, I took the magnets off 4 minutes ago....tick tock. They were bugging me, but I'm betting I'll be back to being a believer shortly.
Did I say I got a plastic baby at Catholic Baby Testing Services?
Getting an ultrasound there for free tomorrow!
Ugh.
I understand the innate human need to feel that we need to be coupled up in order to procreate; but that is NOT my situation and I do hope that my creative spark will come more often to help me inspire others in a similar situation.
On another note; I am going to be okay with this whole Medicaid thing...funny, but to me that holds more of a stigma than single motherhood. Is that crazy? Anyway, I pulled up the names of every doctor in Palm Beach County that takes Medicaid and from there I am developing a spread sheet with reviews, hospitals served, etc. and from there I will make my decision. Funny, in this flick she goes and has an exam at every doctor she's thinking about, is that realistic?
On yet another note, I took the magnets off 4 minutes ago....tick tock. They were bugging me, but I'm betting I'll be back to being a believer shortly.
Did I say I got a plastic baby at Catholic Baby Testing Services?
Getting an ultrasound there for free tomorrow!
Insurance Nightmare...
So the previous policy that I had in Georgia actually had maternity coverage. I let that coverage lapse when I got a new policy in Florida that did not have maternity coverage...again, "I don't need no stinkin' maternity coverage".
Yesterday I tried to get reinstated with Aetna...its been too long since my policy lapsed in June, I confirmed with United Healthcare that, in fact, I do not have maternity coverage...and let's take a guess at what my ONLY option is at this point...yep, you guessed it...medicaid.
I had suspected as much last week and completed the requisite online applications and was told to call in for a phone interview this week. After spending 45 minutes trying to get through without an "all lines busy" message I then spent 2 hours on hold to the shortest, most annoying song I have ever heard in my life. During the first 20 minutes of being on hold this lovely fatigue set back in (and oh yes, I no longer miss Ambien) and I went to the bedroom to "rest my eyes". After the first hour passed I found myself sparring with snoozing...but terribly afraid that I would finally get through to a person and be in this very odd dreamland I have found myself in lately.
2 hours later, luckily I was able to hear the voice of the woman on the other end and, after a relatively painless telephone interview, I was given a list of additional documents needed. My first step was to get "official documentation" of the pregnancy from a list of clinics. Once again, I swallowed my pride (have a feeling I am going to be doing this a good bit in the weeks and months to come), and drove to a Catholic Charity Clinic that was on the list and right down the road...I walked out 30 minutes later with another positive pregnancy test, a plastic baby and lots of subtle pro-life brochures. I guess they aren't as severe as they were when I was younger. The woman was so excited to have a pregnant result (apparently it's the local pregnancy testing spot and they are getting a lot of negative ones), she signed me up for an ultrasound on Thursday. All in all not a terrible experience, but I am a SNOB when it comes to my body and it pisses me off that a woman with health insurance has to resort to Medicaid.
Moving forward I decided to look up some of the doctors that had been recommended to me. Guess what, none of them take Medicaid. I thought I might have a gander at the allowables and reimbursement rates and NO WONDER nobody takes it.
So now...I have everything ready...to find a decent doctor in this town that will take Medicaid...UGH!
Yesterday I tried to get reinstated with Aetna...its been too long since my policy lapsed in June, I confirmed with United Healthcare that, in fact, I do not have maternity coverage...and let's take a guess at what my ONLY option is at this point...yep, you guessed it...medicaid.
I had suspected as much last week and completed the requisite online applications and was told to call in for a phone interview this week. After spending 45 minutes trying to get through without an "all lines busy" message I then spent 2 hours on hold to the shortest, most annoying song I have ever heard in my life. During the first 20 minutes of being on hold this lovely fatigue set back in (and oh yes, I no longer miss Ambien) and I went to the bedroom to "rest my eyes". After the first hour passed I found myself sparring with snoozing...but terribly afraid that I would finally get through to a person and be in this very odd dreamland I have found myself in lately.
2 hours later, luckily I was able to hear the voice of the woman on the other end and, after a relatively painless telephone interview, I was given a list of additional documents needed. My first step was to get "official documentation" of the pregnancy from a list of clinics. Once again, I swallowed my pride (have a feeling I am going to be doing this a good bit in the weeks and months to come), and drove to a Catholic Charity Clinic that was on the list and right down the road...I walked out 30 minutes later with another positive pregnancy test, a plastic baby and lots of subtle pro-life brochures. I guess they aren't as severe as they were when I was younger. The woman was so excited to have a pregnant result (apparently it's the local pregnancy testing spot and they are getting a lot of negative ones), she signed me up for an ultrasound on Thursday. All in all not a terrible experience, but I am a SNOB when it comes to my body and it pisses me off that a woman with health insurance has to resort to Medicaid.
Moving forward I decided to look up some of the doctors that had been recommended to me. Guess what, none of them take Medicaid. I thought I might have a gander at the allowables and reimbursement rates and NO WONDER nobody takes it.
So now...I have everything ready...to find a decent doctor in this town that will take Medicaid...UGH!
Wednesday, October 7, 2009
First Visit to Baby Daddy
Insurance sucks...
Good news is, I might be able to reinstate my Aetna that I canceled because it was too expensive (probably because it has maternity coverage!). Otherwise what? Medicaid???
Went to see baby daddy this afternoon. Have been feeling crappy and he is a very talented chiropractor. Plus, haven't really seen him or talked to him since breaking the news. He is very excited, must be why the bastard came inside me without permission...
Have way too many logistics to deal with before I really feel this thing. Insurance being the most important, healthcare reform taking more precedence in my life at this juncture.
He's full of love and happiness, I am full of dread and logistics.
Good news is, I might be able to reinstate my Aetna that I canceled because it was too expensive (probably because it has maternity coverage!). Otherwise what? Medicaid???
Went to see baby daddy this afternoon. Have been feeling crappy and he is a very talented chiropractor. Plus, haven't really seen him or talked to him since breaking the news. He is very excited, must be why the bastard came inside me without permission...
Have way too many logistics to deal with before I really feel this thing. Insurance being the most important, healthcare reform taking more precedence in my life at this juncture.
He's full of love and happiness, I am full of dread and logistics.
Tuesday, October 6, 2009
Lovely...Alien Invasion
Researching the beauty of the "First Trimester". Sounds like a great ride and gee, why don't more people do this!?!
Trimester ONE:
Bigger Boobs (and sore). This is just fabulous, I'm already a D cup...
Frequent Urination - Nice one, since I'm in the travel business. Oh, and to boot I get to give up my beloved Tab since they sure don't make that caffeine free!
Fatigue - Lovely, since it's now time to hustle my ass off and make some money to pay for baby.
Mood Swings - Again, great contribution to the career...
As for myself, what are we...two days in of full knowledge, about 4 weeks along. Giant zit on my nose, already nauseous and totally exhausted. Also have been having some extensive dental work done, the final surgery was to be in one week, guess what happens there!
I am sure that by the time that I finally publish this I will certainly not be quite as bitter about this entire ordeal, plus I might be willing to tell others! I give it maybe a month...
Trimester ONE:
Bigger Boobs (and sore). This is just fabulous, I'm already a D cup...
Frequent Urination - Nice one, since I'm in the travel business. Oh, and to boot I get to give up my beloved Tab since they sure don't make that caffeine free!
Fatigue - Lovely, since it's now time to hustle my ass off and make some money to pay for baby.
Mood Swings - Again, great contribution to the career...
As for myself, what are we...two days in of full knowledge, about 4 weeks along. Giant zit on my nose, already nauseous and totally exhausted. Also have been having some extensive dental work done, the final surgery was to be in one week, guess what happens there!
I am sure that by the time that I finally publish this I will certainly not be quite as bitter about this entire ordeal, plus I might be willing to tell others! I give it maybe a month...
Nah, I don't need no stinkin' Plan B...
I seem to recall...one moment in time...after the baby daddy got his juice past the gates (at that point unknown to me) when he casually said, "I have plan B in the medicine cabinet if you want it". I had not heard much about this "Plan B", and sounded to me like an abortion pill. Let me be clear, this is not a page about abortion, for or against. I refuse to turn it into that. My personal choice? I am 38, I am intelligent, I'm not a spring chicken, and I believe that God has a plan in my life.
Would I have acted differently with more information about this elusive "Plan B"? Thought I might provide a public service (once I become bold enough to actually publish this site) and give more information...
Apparently, Plan B (which you can Google for more information) is NOT an abortion pill, it simply prevents the egg from being fertilized somehow and can be taken up to 120 hours after unprotected sex. Yeah, didn't really know that! Again, back to God's plan...must be the reason I was not overly informed about this whole thing. I figure over the next few weeks and days I won't be obsessing over it.
In the mean time...I know that I will NOT ever give the baby daddy guilt over that offering, and as evil as I am going to get it is going to get tempting...
Would I have acted differently with more information about this elusive "Plan B"? Thought I might provide a public service (once I become bold enough to actually publish this site) and give more information...
Apparently, Plan B (which you can Google for more information) is NOT an abortion pill, it simply prevents the egg from being fertilized somehow and can be taken up to 120 hours after unprotected sex. Yeah, didn't really know that! Again, back to God's plan...must be the reason I was not overly informed about this whole thing. I figure over the next few weeks and days I won't be obsessing over it.
In the mean time...I know that I will NOT ever give the baby daddy guilt over that offering, and as evil as I am going to get it is going to get tempting...
Today's Oh Crap Moment...
Did you know that maternity coverage is NOT required in Florida? I must have overlooked that when completing my insurance application...
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