Insurance Nightmare...

So the previous policy that I had in Georgia actually had maternity coverage.  I let that coverage lapse when I got a new policy in Florida that did not have maternity coverage...again, "I don't need no stinkin' maternity coverage".

Yesterday I tried to get reinstated with Aetna...its been too long since my policy lapsed in June, I confirmed with United Healthcare that, in fact, I do not have maternity coverage...and let's take a guess at what my ONLY option is at this point...yep, you guessed it...medicaid.

I had suspected as much last week and completed the requisite online applications and was told to call in for a phone interview this week.  After spending 45 minutes trying to get through without an "all lines busy" message I then spent 2 hours on hold to the shortest, most annoying song I have ever heard in my life.  During the first 20 minutes of being on hold this lovely fatigue set back in (and oh yes, I no longer miss Ambien) and I went to the bedroom to "rest my eyes".  After the first hour passed I found myself sparring with snoozing...but terribly afraid that I would finally get through to a person and be in this very odd dreamland I have found myself in lately. 

2 hours later, luckily I was able to hear the voice of the woman on the other end and, after a relatively painless telephone interview, I was given a list of additional documents needed.  My first step was to get "official documentation" of the pregnancy from a list of clinics.  Once again, I swallowed my pride (have a feeling I am going to be doing this a good bit in the weeks and months to come), and drove to a Catholic Charity Clinic that was on the list and right down the road...I walked out 30 minutes later with another positive pregnancy test, a plastic baby and lots of subtle pro-life brochures.  I guess they aren't as severe as they were when I was younger.  The woman was so excited to have a pregnant result (apparently it's the local pregnancy testing spot and they are getting a lot of negative ones), she signed me up for an ultrasound on Thursday.  All in all not a terrible experience, but I am a SNOB when it comes to my body and it pisses me off that a woman with health insurance has to resort to Medicaid.

Moving forward I decided to look up some of the doctors that had been recommended to me.  Guess what, none of them take Medicaid.  I thought I might have a gander at the allowables and reimbursement rates and NO WONDER nobody takes it.

So now...I have everything ready...to find a decent doctor in this town that will take Medicaid...UGH!

First Visit to Baby Daddy

Insurance sucks...

Good news is, I might be able to reinstate my Aetna that I canceled because it was too expensive (probably because it has maternity coverage!).  Otherwise what?  Medicaid???

Went to see baby daddy this afternoon.  Have been feeling crappy and he is a very talented chiropractor.  Plus, haven't really seen him or talked to him since breaking the news.  He is very excited, must be why the bastard came inside me without permission...

Have way too many logistics to deal with before I really feel this thing.  Insurance being the most important, healthcare reform taking more precedence in my life at this juncture.

He's full of love and happiness, I am full of dread and logistics.

Today's Oh Crap Moment...

Did you know that maternity coverage is NOT required in Florida?  I must have overlooked that when completing my insurance application...