Monday, November 16, 2009

Never thought I would be excited about this Gold Card!

The alien lima bean has coverage now!  Through persistence I now have pregnancy Medicaid in the State of Florida.  A tip for the future to all of the women of child-bearing age out there...DO NOT OPT OUT OF MATERNITY COVERAGE!  Opting out of maternity coverage leaves you with extremely limited options, as pregnancy is pretty much a pre-existing condition under most definitions.  You options tend to be, self-pay or Medicaid.

The great thing about pregnancy Medicaid in the State of Florida is that once you are approved, you are approved until 2 months after the baby is born, no matter what (hopefully positive) changes occur in your financial situation.  I had been worried about pursuing currently active accounts and booking meetings without weighing out the risk of losing coverage and now I can go gangbusters with work without worrying about how it will impact my maternity coverage. 

What does Medicaid cover for pregnant women?
  • 1 ultrasound
  • 10 prenatal visits (14 for high risk pregnancy)
  • 2 postpartum visits
  • 1 newborn assessment
  • delivery, etc.
In today's economy, it is good to know that these resources are out there for folks who may have made the error of opting out of maternity coverage...

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